Truth Exposing Loan Tool

Small Finance Loan Calculator

Find the annual interest rate, real annual interest rate, GST impact, total interest amount, actual received amount, and payment-wise principal vs interest truth.

Loan Details

Enter only the basic loan details. The calculator will discover the real yearly rate automatically.

Loan Amount

Processing Fee

GST @ 18% will be added automatically.

Payment Option

Installment Amount

Number of Payments

Select weekly or monthly above, then enter total number of payments.

Loan Start Date

Optional. Add this if you want to see payment-wise breakdown table with dates.

Reset

Calculation Result

Main focus: annual interest rate, real annual interest rate, total interest amount, total charges, and payment-wise truth table.

Ready to Discover

Enter the loan details on the left side and the calculator will show the discovered yearly rates here.